Have you ever received a credit card offer for your
pet? According to this
article on PetMD, it’s not that crazy.
What is crazy is that they are often offered larger credit limits than
you would get.
This story mentions a couple who wrote their cat’s name
on a warranty card for their entertainment center. Max, the cat, stated getting all kinds of
offers for credit, magazines, sweepstakes and other things. Another woman completed a credit application
in her dogs name because the company wouldn’t stop sending her deceased father
offers. Now her pet gets them. People
have even gotten credit card offers for their under aged children.
Why do pets and children get credit card offers? Because companies sell their mailing lists to
credit card companies. Many, many years
ago I worked for a company in Illinois that pulled information for companies
that requested certain demographics.
When you fill out your information on a drawing, warranty, or credit
application, your information goes into a database that is sold to direct
marketing companies that will sell other companies your information.
Most of the time pets receive these offers because their
owner didn’t want to put their information down, so they put their pets
information down. MSN
Money recommends “If you’ve ever
received a crazy credit card offer for a child or pet, think twice before you
just throw it away. It’s a good idea to call the credit card company to ask
where they received their information, and inform them that there’s been a
mistake. Children must be 13 before they can legally be added onto your credit
account (and 18 to acquire a card of their own) and as much as you wish your
pets could buy their own kibble, they can’t be cardholders either.”
Have you ever received a crazy credit offer for your
pet? If so, what was it?
Be Well & Be Happy,
Pet~Pourri
No comments:
Post a Comment